Court Dismisses Case Based Upon Limitation of Actions Provisions in Insurance Policies

In the case of Sciacca Service Center v. Certain Underwriters at Lloyd’s London, No. 2023-CV-20559 (C.P.. Mont. Co. May 15, 2025 Saltz, J.), the court issued a Rule 1925 Opinion requesting the Superior Court affirm the trial court’s decision in granting judgment on the pleadings in favor of the Defendant insurance companies under a limitation of actions provision that was contained in the policy. 

This matter arose out of claims by an insured for recovery under two (2) separate insurance policies for storm damage to the insured’s property.

Based upon the record before it, the court determined that the Plaintiff’s lawsuit was barred by the suit limitation provision  contained in each of the policies at issue. 

As such, the trial court granted judgment on the pleadings in favor of the Defendant insurance companies and, in this Opinion, requested the Superior Court to affirm that trial court decision.

Anyone wishing to review a copy of this decision may click this LINK.


Source: The Legal Intelligencer Common Pleas Case Alert, www.Law.com (June 11, 2025).

Commonwealth Court Rejects Plaintiffs Efforts to Place the Actions of SEPTA Officials As Being Outside of the Protections of Sovereign Immunity

In the case of White v. McGill, No. 186 C.D. 2024 (Pa. Cmwlth. June 30, 2025 Fizzano Cannon, J., Wolf, J., and Leadbetter, S.J.) (Op. by Fizzano Cannon, J.), the Commonwealth Court reversed a trial court’s Orders following a trial and remanded the case back to the trial court for a substantial molding downward of the verdict.

In this case, the appellate court cut a $4.65 million dollar bus crash verdict by 90% and reduced the award to $485,000.

According to the Opinion, this case arose out of an incident during which a mother and her son were struck by a SEPTA bus while walking across the street. The Plaintiffs alleged that the accident, which resulted in fatal injuries to the mother and injuries to the son, was caused by the bus driver’s negligence.  The Plaintiffs also claimed negligence on the part of SEPTA officers who allegedly allowed the continued use of an allegedly dangerous mirror system on the buses that created blind spots for its drivers.

The Plaintiffs otherwise contended that their claims against the officers of SEPTA were not subject to the sovereign immunity that would ordinarily limit the agency’s civil liability.

The appellate court rejected the Plaintiff’s argument that SEPTA and its officers had acted outside the scope of their statutory authority and were, therefore, not entitled to a protections usually afforded to state agencies under Pennsylvania’s Sovereign Immunity Act.

Anyone wishing to review a copy of this decision may click this LINK.

Source: Article – “Philadelphia Appeals Court Slashes $4.65M Bus Crash Verdict By 90% By Aleza Furman of The Legal Intelligencer (July 1, 2025).

Source of image:  Photo by Nellie Adamyan on www.unsplash.com.

Court Allows Allegation that Plaintiff Suffered "Other Injuries, The Extent of Which is Not Yet Known" To Stand

In the case of Brooks v. Shandor, No. 2024-CV-5771 (C.P. Wash. Co. July 2, 2025 Lucas, J.), the court addressed Preliminary Objections in a motor vehicle accident case in which the Defendant objected to a paragraph in the Plaintiff’s Amended Complaint in which the Plaintiff claimed to have suffered “other injuries, the extent of which is not yet known.”

The Defendant filed Preliminary Objections to that allegation under Pa. R.C.P. 1028(a)(3), asserting that the allegation lacked the requisite specificity required by the Pennsylvania Rules of Civil Procedure.

The court noted that, to determine if an allegation in a pleading contains the appropriate specificity, the court is required to look not only at the particular allegation at issue, but also that allegation in the context of the other allegations of the Complaint.

Here, the court ruled that, considering the Amended Complaint in its entirety, the Plaintiff was found to have adequately complied with the pleading rules.

More specifically, the court noted that the Plaintiff had detailed specific allegations of negligence and also alleged that the Defendant’s negligence caused multiple physical injuries to several identified body parts. The Plaintiff additionally detailed subjective symptoms of those injuries along with objective signs of those injuries.

The court otherwise noted that, under Pa. R.C.P. 1019(a), a Plaintiff need not plead evidentiary facts. The court also noted that Pa. R.C.P. 1019 does not require that injuries be pled specifically. Rather, claims for physical injuries, medical expenses, and lost wages are permitted to be pled generally.

The trial court otherwise noted that discovery and pre-trial statement requirements will protect the Defendant from being ambushed by any claims of a new injury at the time of trial. The Defendant was noted to have the right to inquire as to the specific nature and extent of the Plaintiff’s alleged injuries during the course of the discovery in the case. The court also noted that, in her eventual pre-trial statement, the Plaintiff will be required, under the local rules of court, to provide a “specific description of her damages” along with a copy of all medical expert reports.

The court otherwise noted that, to the extent the Plaintiff fails to comply with these requirements, the Defendant may, at that point, seek to preclude the presentation of any non-disclosed evidence of an injury at trial.

For these reasons, the trial court overruled the Defendant’s Preliminary Objections.

Anyone wishing to review a copy of this decision may click this LINK.


I send thanks to Attorney Danielle M. Deklewa of the Pittsburgh, PA law firm of Ainsman Levine, LLC, for bringing this case to my attention.

Court Rules That Expert Testimony Not Required To Establish Defendant's Duty to Provide a Safe Workplace

In the case of Chirdon v. 3M Company, Inc., No. G.D. 22-16244 (C.P. Allegh. Co. March 24, 2025 Kline, J.), the trial court denied the Defendant’s post-trial motions in an alleged unsafe workplace trial involving allegations of asbestos exposure to a boilermaker.

According to the Opinion, the jury awarded $2.3 million dollars in compensatory damages and $1.5 million dollars in punitive damages against the Defendant employer.

In this Rule 1925 Opinion, by the trial court, the court addressed defenses raised with regard to statute of repose, the method in which the concept of outrageous conduct may be admitted into evidence at trial, issues regarding the bifurcation of the liability and punitive damages phases of the trial and challenges by the defense to the Plaintiff’s failure to utilize an expert to explain OSHA violations.

Notably the trial court rule that expert testimony was not required to establish the Defendant's duty to provide a safe workplace.  Rather, the court ruled that the duty to provide a safe workplace, as well as the applicable OSHA regulations were within the understanding of ordinary jurors.

Overall, the trial court ruled that the Defendant failed to meet the standard of review for a judgment notwithstanding the verdict or for a new trial.  As such, the Defendant's post-trial motions were denied.

Anyone wishing to review this decision may click this LINK.

I send thanks to Attorney Ken Behrend of the Behrend Law Group, LLC located in Pittsburgh, Pennsylvania for bringing this case to my attention.

Source of image:  Photo by Sylvia Brazzoduro from www.unsplash.com.

ARTICLE: TAKE ME OUT TO THE BALLGAME: Little League Tips for Big League Lawyers

As we get ready for baseball's All-Star game tonight, here's an article of mine that appeared in the May 25, 2010 edition of the Pennsylvania Law Weekly. 

Take Me Out to the Ballgame
Little League tips for big league lawyers

By
Daniel E. Cummins
Pennsylvania Law Weekly/The Legal Intelligencer
May 25, 2010


It's that time of year again — Little League baseball is starting up for boys and girls.

The smell of hotdogs and Cracker Jacks permeates the air, while spent sunflower seed shells crunch underfoot on the dusty floor of the dugout.

For kids, it's a time for new uniforms, cleats and friends. For parents, on the other hand, it can be a time for more laundry, over-the-top coaches hellbent on winning and some equally overbearing fellow parents. As Yogi Berra said, "Little League baseball is a very good thing because it keeps the parents off the streets."

In any event, it's a time for great memories.

During one "quick" two-and-a-half hour long Little League baseball game, it became clear that a lot of the coaching shouted by the managers and others could also be applied to improve one's game in the practice of law.

'Let's Warm Up and Stretch'

Warming up and stretching in baseball prevents injuries. Doing the same before any court appearances may prevent damage to the client's case.

Whether it be the simplest of oral arguments on a slam dunk motion to compel, a direct examination, a cross-examination or an opening statement or a closing argument, all can benefit from a warm up by, at the very least, outlining the presentation on paper.

The more involved court presentations can be improved by a practice run-through in front of another person.

Like pre-game calisthenics or drills, going over such important presentations out loud, in a repetitive fashion, can assist one in committing the same to memory and tweaking it where necessary.

Even better, taking a lap with the presentation in front of another attorney or a lay person can result in tips on ways to improve upon the questioning of a witness or an address to the jury.

'Keep Your Eye on the Ball'

It is said that one of the hardest things to do in all of sports is to hit a pitched baseball. In fact, the "Splendid Splinter," Ted Williams, one of baseball's greatest hitters, said, "The hardest thing to do in baseball is to hit a round baseball with a round bat, squarely."

Analogously, one of the hardest things to do in the practice of law is to keep your eye on the ball when an opposing counsel is throwing all kinds of purposefully distracting maneuvers your way.

The best way to stay focused in this regard is to not take matters personally and to not stoop to the opponent's level in angry retaliation.

Wherever possible, ignore the shenanigans being put forth by opposing counsel and stay the course on your theory of the case. Keep your eye on the ball. Your client will be better off for it.

'Hustle!'

Everyone's always required to run in baseball. The coaches are always shouting, "Hustle," "Move," "Chase it down," "Run it out," "Run it in!"

Hustling in the practice of law includes quickly answering correspondence, promptly responding to discovery and motions, and staying ahead of opposing counsel's tactics. This will allow one's case to move in a quicker and smoother fashion, hopefully toward the desired result.

The key is to honor your client's case by continually hustling and not loafing, all the way to the conclusion of the matter. As Yogi Berra said, "The game isn't over until it's over."

'Eddie! Run to First Base ... Not Third!'

Learning the fundamentals and the rules of the game in T-ball lays the foundation for a good ballplayer later.

Former St. Louis Cardinals manager Whitey Herzog advised: "Fundamentals are the most valuable tools a player can possess. Bunt the ball into the ground. Hit the cutoff man. Take the extra base. Learn the fundamentals."

The same applies in the practice of law, which is founded on rules and fundamental concepts.
As such, in addition to staying on top of new caselaw, a quick read-through of the Pennsylvania Rules of Civil Procedure on a periodic basis, even once a year, is recommended. This will not only refresh your memory of certain rules, and loopholes, but you may also surprise yourself by learning something new.

'Keep Your Butt Down!'

Perhaps nothing irks a coach more than seeing a ground ball go through the legs of an infielder who failed to get his butt down and his glove in the grass.

Something that falls through the cracks in the practice of law may unfortunately bring you much more trouble than an exasperated sigh and a big roll of the eyes from a coach.

To prevent such problems, it helps to regularly look ahead on the calendar, not only to the next week, but over the next 30 days to be reminded as to what's coming up. If the time permits, start a draft of that brief now that's due 30 days out.

It would also be beneficial to stay on top of the mail and phone calls by attempting, whenever possible, to return such communications on the spot and certainly no later than 24 hours after receipt. Once incoming letters and phone calls get older than 24 hours they are more likely to be forgotten, especially with the onslaught of more letters and phone calls received by a fortunately busy attorney.

Staying on top of the calendar and these communications will prevent things from going through the wickets and will make it less likely that you will be charged with an error.

'Cover All the Bases!'

A good baseball coach teaches his players to cover all of the bases on any hit ball.

If the coaching is good, the players are trained so that the first baseman covers first, the second baseman or shortstop go to the bag at second and the third baseman covers third at the crack of the bat. Although such coverage of the bases is usually wasted energy, there is always the potential that this maneuver will come in handy and may even secure an out or save a victory for the team.

Therein lies the pressure of the practice of law — the need to cover all of the bases all of the time. In addition to staying on top of incoming communications as noted above, another way to cover all the bases is to stay on top of the law.

New developments in the law can be committed to memory not only by reading updates but by actively typing case summaries and citations to a running list on a file on your computer.

Whether it be by reading the case digest section of the Pennsylvania Law Weekly, the blue advance sheets of the Atlantic Second Report, or other sources of updates, knowing the latest cases in your field of practice will always keep you ahead of the competition.

'You Never Argue With the Umpire!'

While it may have been socially acceptable in 1977 for Billy Martin to kick dirt all over an umpire's shoes and for Tommy Lasorda to get in an ump's face and say things like "%#@&*!%#@&*%," such is not the norm any more in baseball.

Nor is it in the practice of law, although the legal drama shows on TV these days may continually tempt young lawyers into believing it is acceptable to be flippant and disrespectful toward judges.

Candor, respect, and deference remain the rule in the courtroom and should be honored at all times.

So as much as you may want to go all Earl Weaver on a judge and his or her decision (which is probably the correct decision anyway), it's probably best to leave things unsaid or take it up on appeal.

'You'll Get 'Em Next Time.'

In baseball, failure is not the end of the world — it's expected. Strikeouts and errors happen all the time. Mediocre catcher and great baseball announcer, Bob Uecker, once proudly stated, "I led the league in 'Go get 'em next time.'"

The key in Little League to keeping young ballplayers coming back for more, despite errors or strikeouts, is repeated encouragement.

Noting that perfection is not the goal in baseball, Ted Williams stated, "Baseball is the only field of endeavor where a man can succeed three times out of 10 and be considered a good performer."

While attorneys should strive for better than a .300 average in terms of successes, a lawyer obviously can't win every motion or every case. But what counsel can do is keep their head up, learn from the losses, and move forward in search for a better result the next time around. To quote Babe Ruth, one of baseball's all-time greatest homerun hitters, "Don't let the fear of striking out hold you back."

'Line Up to Shake Hands!'

Last but not least, don't forget to line up at the end of every "game," whether you win or lose, to shake hands with your opponent and say, 'Good game.'

And so while you're out there in the game of law, enjoy it while you're in it, for as the great baseball announcer Vin Scully once said, "It's a mere moment in a man's life between the All-Star game and the Old-Timer's game."

Daniel E. Cummins is the managing attorney at Cummins Law where he focuses his practice on motor vehicle and trucking liability cases, products liability matters, and premises liability cases. He also serves as a mediator for the Federal Middle District Court and for Cummins Mediation in these types of cases. He is additionally the sole creator and writer of the Tort Talk Blog at www.TortTalkcom.


Reprinted with permission from the June 4, 2025 edition of the "The Pennsylvania Law Weekly © 2024 ALM Global Properties, LLC. All rights reserved. Further duplication without permission is prohibited, contact 877-256-2472 or asset-and-logo-licensing@alm.com.

Source of image:  Photo by Mick Haupt from www.unsplash.com.

Federal Court Rejects Complaint Containing Shotgun Pleading Against All Defendants

In the case of Comer v. American Transmission Systems, Inc., No. 23-1464 (W.D. Pa. May 29, 2025 Hardy, J.), the court granted a Defendant’s Motion to Dismiss where the Plaintiff engaged in improper shotgun pleading in a Complaint.

In this matter, the Complaint contained multiple counts that each adopted all of the allegations of all preceding Counts.  The Complaint also asserted multiple claims against multiple Defendants without specifying which of the Defendants were more specifically responsible for which alleged acts or omissions. The court found that the Complaint did not allow for an understanding as to which claims were brought against which of the Defendants.

In its decision, the court separately reaffirmed the Pennsylvania law that holds that a Defendant hiring an independent contractor is not liable for the injuries sustained by that independent contractor’s employees from conditions that were equally obvious to the independent contractor and its employees.

Here, on the liability issues pled, the court found that the allegations in the Complaint did not establish any superior knowledge on the part of the Defendant at issue, any peculiar risk, or any retained control. Rather, the court found the allegations to be legal conclusion not supported by any specific facts.

Lastly, the court affirmed the general rule of law that, given that the Plaintiff’s estate had obtained a worker’s compensation recovery, the estate was not permitted to sue the decedent’s employer in tort.

The court did allow the Plaintiff an opportunity to file a more specific Amended Complaint.

Anyone wishing to review a copy of this decision may click this LINK.


I send thanks to Attorney James M. Beck of the Philadelphia office of the Reed Smith law firm for bringing this case to my attention.

Source of image:  Photo by Wesley Tingey on www.unsplash.com.

Court Denies Defendant's Motion to Dismiss Based on Forum Non Conveniens Doctrine in a Case Involving a Plaintiff from a Foreign Country

In the case of Charles v. QVC, Inc., No. 24-6703 (E.D. Pa. June 10, 2025 Savage, J.), the court denied a Motion to Dismiss based on the doctrine of forum non conveniens in a case involving a jurisdictional and/or venue issues in a case involving a Plaintiff who was a resident of a foreign country and who was injured in her home country of Trinidad.

This matter arose out of an incident during which a pressure cooker that the Plaintiff had purchased exploded while the Plaintiff was using it.    

The foreign Plaintiff brought suit in the Eastern District of Pennsylvania on a products liability claim relative to a product made in America. Even though the product was not manufactured in Pennsylvania, the Pennsylvania based employee made media representations about the product by marketing it from its Pennsylvania studios. The court additionally noted that one of the Defendants had a principal place of business in Pennsylvania.

The court noted that, although the Plaintiff’s foreign country was an adequate forum for the litigation of his personal injury matter, a foreign Plaintiff can support her choice of forum by making a strong showing of convenience.

The court in this matter noted that the connection of this matter to Pennsylvania established the convenience element in this matter.

More specifically, the court noted that none of the evidence located in the Plaintiff’s home country was critical for the litigation of the claim.

The court additionally noted that, as for the witnesses based in the United States within the Defendants’ control, it would be significantly more convenient for those witnesses to travel to a trial in the United States rather than going abroad to a foreign country.

Notably, the court also emphasized, on the issue of convenience, that the depositions of any relevant witnesses could be conducted remotely.

The court also found that the completion of a trial in the United States would be more convenient to all of the parties interested.

Lastly, the court emphasized that Pennsylvania has an interest in the safety of products introduced into the stream of commerce from Pennsylvania.

The court in this matter ruled, after careful consideration of the private and public interest factors, that litigating this case in the Eastern District of Pennsylvania would not result in oppression and vexation to the defendants out of all proportion to the Plaintiff's convenience. As such, the court denied the Defendant's motion to dismiss this action on forum non conveniens grounds.

Anyone wishing to review a copy of this decision may click this LINK.  The Court's companion Order can be viewed HERE.


I send thanks to Attorney James M. Beck of the Philadelphia office of the Reed Smith law firm for bringing this case to my attention.